John PabiNtifo
Miro Meetups Ambassador
Product Manager, Digital Lending
I'm Pabi, a product manager based in Accra. I build digital products for fintechs and help founders take ideas from sketch to shipped.
Over the years I've launched investment apps, loans, mortgages, crowdfunding and insurance products across the digital finance ecosystem. These days I lead digital lending products at Achieve by Petra.
On the side, I lead product at RestoCloud and built GetSika, a free tool that helps Africans see what they can actually afford to borrow. I write about fintech in Africa, mentor at BSC and Fidelity, speak on panels for ALX and Enactus, and volunteer with Project Hope.
Say hello ↗
Digital investment platform serving 130,000+ users across Ghana
Lending products at Achieve by Petra
A cloud platform that helps restaurants run their operations
Bringing AI builders and fashion creatives together in Ghana
Organizing and hosting meetups on product design, fintech infrastructure, and AI adoption
A free borrower affordability and lender matching tool
Your betting stake against simply saving it, side by side
Most people don't want a loan. They want school fees paid, a shop restocked, a dream that survives the month. I build products that meet them there.
"John convinced us to rethink who our product was really for. He led the shift to self-service, and our app went on to outperform our entire agent network. He takes strategic risks, and they show up in the numbers."
"I've had the opportunity to work with John, and what stands out most is how intentional he is. Every decision, from product design to customer communication, is well thought through, with technology always at the heart of solving real problems."
Co-hosted a build sprint with 60 developers, and taught teams to plan their products in Miro before writing a line of code.
Loan products start from the lender's spreadsheet. Here's what changes when you start from the borrower's life instead.
Fintech has built plenty of tools for approving loans and almost nothing to stop people taking loans they'll regret.
Building credit around the borrower instead of the lender's spreadsheet.
Press coverage on instant loan platforms and the risks borrowers carry.
A community write-up on running the CODED AI Fashion Hackathon with Miro.
Rates are falling, but the savings aren't reaching the people who borrow the most.
How AI and no-code tools are rewriting who gets to build fintech in Africa.
Need product advice, help validating an idea, or a hand shaping an MVP? I've helped 15+ clients get unstuck. Drop a note, or grab time directly.
Book a 30-min call ↗